Can a RM survive by not selling high revenue churning ulips or can he recommend an insurance plan of a company their bank does not have a tie-up with ?? We are producing highly educated class or low educated classes with no respect for humanity. Visit PayScale to research relationship manager, banking salaries by city, experience, skill, employer and more. Thanks Ravinder .. Good to see your thoughts on this issue. Displayed here are job ads that match your query. I don’t know whether its legal for these guys to be going through our personal bank transactions. They couldn’t process my request because of the crowd and just took my details in a register and promised to get back to me. I slapped back saying I already have a pre-approved loan from a public sector company, and even if i hadn’t I’d not have taken from HDFC Ltd. As read about in the infamous case of a CITIBANK branch in Gurgoan, where the concerned Relationship Manager was able to befool even the CFO of a reputed big corporate house and many other ultra HNIs too! The answer to this is as simple as “Just say no to them if you dont feel any need of them”. dear manish.. Do you really need an article for that , What would you expect in the article . I can make sure that the clients common sense and logical reasoning will just go for a toss and I also know how to do this all without appearing too pushy and deceptive . Displayed here are Job Ads that match your query. RM- Sir you can invest your RD maturity proceeds in so and single premium plan… I had been reading JI for quite some time before i had went there. 224 Banking Relationship Manager jobs available in Mumbai, Maharashtra on Indeed.co.in. How much does a Relationship Manager I (Business Banking) make in the United States? By this time my disgust was at its brim and i just blasted out on that bastard and came out of the office. Displayed here are Job Ads that match your query. Be sure to use a large enough font (no smaller than 10-point text) and leave adequate white space to give your readers’ eyes a break. This is from my experience. 4+ years of experience working in financial services consulting, global markets, investment, Proven track record in servicing a book of clients and…, Experience Description: The role requires client facing. Got carried away and made a loss of 2 lac. He is innocent, he is just telling you about something FYI, after all, that’s his job! You can surely get a job as RM if you can crack the interview .. No special thing required for that ! What does it say? 8 brutal mistakes investors make which destroys their financial life, How money shapes our life? And getting this lock is a life long process which entails a lot of effort. Senior management in these jobs are known to have worst people skills. Saving accounts for my kids. Far from being a self-absorbed money-orientated career, your role as a relationship manager is all based … Every industry and institution does have black sheeps in their herds. I am having a/c with icici. Job Specializations Accounting/Finance / Banking/Financial. The Relationship Manager I (Business Banking) works on projects/matters of … Me-No thanks. Finally I told to RM. http://www.moneylife.in/article/hsbc-loots-suchitra-krishnamoorthi-after-big-promises-of-24-returns/24975.html, Thanks for the link Tarun . Very True! very useful information and post. tell them the word bank ombudsman, they will fall In line. You must be having really a great RM , no doubt in that . My relationship manager wants me to open an account. They care about only their targets and business SLA’s. Relationship managers can make the difference between whether a customer maintains (and expands) their relationship with a bank, or not. I meet a lot of people routinely who have been PROVIDED with an INSURANCE POLICY (Now a days Traditional policies – as commission of ULIPs have gone down to single digits) without any logical reason. close. Relationship Manager salary in Axis Bank ranges between ₹ 2.5 Lakhs to ₹ 9.4 Lakhs with an average annual salary of ₹ 5 Lakhs. thanks again manish for your good articles…, hi manish, its a very good article. Now he is not picking up my calls! I am suffering from Chronic kidney disease – creatinine level of 5.5 average. 5 reasons why people avoid retirement planning and die poor? 3d ago. There is competition everywhere. The executive helped me to do that. MY hdfc bank branch account is almost as old as this branch when hardly 3-5 souls used to come to bank every couple of hours.Today scenario anytime more than 20 customers exist at any point of time. I feel proud that none of my client would be thinking of me in such a poor light. I think Relationship managers are a term generally used even in International banking and has its own place in banking terminologies . Can i get a term plan of 1 crore from any insurance company. Sure .. please let us know the case of yours. Relationship management has … Did this article help you understand exactly what relationship manager do? Focus on this comment and re-focus on one sentence – “he tells me he can get me a credit card if I dont have one and use it to buy the insurance plan” . lol, lady we are talking about opening a bank account!! oh lord true rajani.. am going for a walk in …tell me what to do and how and i dont like to deceive people and sell false things/Policies/insurance/etc and what not! In few years of span, I have got 4 different RMs and also few doesn’t have basic knowledge of transactions and TDS details and etc… Every time when I ask something my RM, he tells me that I will get back to you…. As suspected he came with “an excellent” investment plan that will make me rich if I invest 1lak for just 7 years and stay there for 15 years and with free insurance. How much does a Relationship Manager make? I had to close my SB A/c with ICICI and HDFC Bank, because their RM had been trying to push various Financial and Insurance products aggressively. I scolded the ICICI person and close the a/c with them. Being a Relationship Manager I (Business Banking) seeks cross-sell opportunities and directs customers to other services and products available to meet their needs and generate business. the introduction of the euro for the bank's institutional clients. 99% of the time, the conversation ends here. Personal Login Business Login. In 1% of the times when it didn’t, I had to throw my politeness to wind. )– I have neither spoken or met my RM in ICICI Direct– suddenly one day I saw his name in my profile. Page 1 of 71 jobs. Let me guess, Are you referring to ICICI Bank and GSIP (Guaranteed Savings Insurance Plan)?? So the problem is not these RM (of course they are the face) but the entire system and when the system do not want something better for the consumer or customer how can these RM be good..even they act like evil. To teach him a lesson, I took a HDFC SL Crest plan and cancelled within the free-look period. PLEASE HEPL ME OUT!!!! Relationship Manager responsibilities include: Building positive relationships with customers; Assisting with generating new business; Identifying opportunities for greater profits; Job brief. All I told was “Actually I was interested in this product and had fixed appointment with your relationship manager on last friday. His colleague came in and suggested that over all after 15 years guaranteed 15% return plus insurance and he went on to claim that money is not invested bonds but it would be given as loans to bank customers. He/she needs to cater to individual clients while trying to generate new business and clients for the bank. Followed up with calls about the Product purchase. I go to some other branch and get my work done. Nice article Manish. Yes , he may be intellegent , but he might not be wise and careful enough to save his money from disappearing . Thanks for putting your views and experience on this topic ! However relationship managers are generally MBA Marketing guys, who are hired to take the sales to go up, they are responsible to bring business by hook or by crook. Exaggerated..Dont blame the role.Blame d people who cheated.Iam from IIM.Iam not a RM. Me- That will not be needed. Unlike their names (Relationship Managers), if these guys were really interested in developing a relationship with the account-holder, they will give him TERM PLAN..But i have yet to see a SINGLE person in Delhi city who can show that he has been sold a TERM PLAN by his relationship manager..Strange na?? SHALL I DO IT? Remember, If a relationship manager recommends you some product and if you manage to make good returns or it turns out to be a good thing for you, it’s mostly accidental! I’m sure the early earners or those freshers who just start earning are most gullible when it comes to the matters of investing. & then take a decision about further investment this way I do not loose my money to inflation & I keep the RM off my back.. What is described in this article is absolutely true… whenever my RM sees a big amount in my account, he will give a call and try to sell some of their products, mostly ULIPs. This is the “new” definition of customer service, friends! https://www.jagoinvestor.com/forum/hdfc-pro-growth-plus-is-a-good-investion-option-with-life-cover/5042. Its has taken 1 month to provide the resolution and then he called me. Then he further lured me that i can give him my password and log in id and every month he will earn 3000-4000 through share trading. And thus everyone will rob us if we are not cautious. @manish Chauhan. I fully subscribe your views on Relationship Managers. Haha .. thats a great comment on how RM can be used to do your petty banking works . The article is very good an eye opener to all. Do you think this topic of “relationship managers” deserves a Satyamev jayate episode ! Relationship Manager UNI004 Bank of Hope | Corporate Human Resources. Yea agree with you here Sunil .. thanks for posting your views on this topic ! Relationship Managers are generally assigned to a customer who have more money and resources than others, who has more longer-term relationship with Banks, you are told that you will be taken special care by this relationship manager, at times you can directly talk to him for any issues. My RM never dare to call me and it is other way that ‘hunter gets hunted’. Me- That’s a personal information I would not like to disclose. If I see this philosophy in a broader sense every one of us are equally responsible for this system, coz of our desire of more wealth and much better return. I have an a/c with HDFC Bank and keep getting calls for insurance plans/cards etc. Thanks! Its really tough to perform on those positions. The RM also calls asking to open accounts for wife and kids, maybe they benefit because of the minimum amount to be kept in those accounts. Please don’t blame RMs anymore… 90% of them are doing it for their survival…. Here is the list of some of our best content. The timing of the article of gauranteed nav on JI was perfect, i think i am rich by that article . Now coming to RM;i have seen total 4 of them or what i can recall. I totally agree with the article. A relationship manager is a part of the sales team who builds and maintains relationships with clients and customers. Overview. I would agree that most of the JI readers have more knowledge than those RM ! Apply to 23613 latest Relationship Manager Jobs in Bank. Relationship Manager -Top Performer Bank -High Basic High Comm-Nationwide-P6. Now when he calls, he doesn’t sell me anything. Financial Advisor asked me about the issues want to give resolution. I am totally disappointed with HDFC Bank , every time my RM calls, he wants me to sell an insurance plan. A relationship manager knows how much money do you have in your bank account, he knows for how long it is lying there. I never pick up his call, if he calls from his mobile. I inquired how come you know each and every details, to which he said they have access and can get the access based on requirements. Asked them to first provide resolution and call. I have with Kotak. I give lot of work to my RM to never think about selling anything to me. I guess people when they lose money feel desperate and instead of taking action before the “con job ” want to do somthing to recover the money ,thats when these “RM” are so dangerous .So beware !! yes that is really true – they take you for a ride and want to finish all your money so that they get great commissions and of course the money comes from the customer. Manish, Question : Tell me something about why you will be a good relationship manager at our bank ? its a better deal because icici asks me nealy 4k for small locker whereas state bank asked me only 1.5k. This site uses Akismet to reduce spam. hi manish,nice article.the fault is not with the RMs,it is there job to sell.why people get trapped to this ,it is their fault.we have tendency to blame others without acknowledging our fault. By continuing to use this site, you are accepting the bank’s cookie policy. I didnt understand what you mean by “really tough to perform on those positions.”. And most importantly the person who is sitting on such a pile of cash is an intelligent one. Very beautiful explaintation and thoughts on misbuying .. excellent .. In this age of internet banking, whats the extra benefit which RMs provide. my father made fd and at maturity time these so called RM came to home for investing in Ulip policy. I know i will be taken wrongly on our blog once again [It happens to me on JI most of the time] but best way to go for insurance is an agent – as proved by this latest study.. “All politicians are CHOR” does not mean X out of X , all it means is most of them .. so here also I agree that not each and every RM are like what is described in this article . At the first word, i told him. After all you need to decide if you want to follow and advice by your relationship manager or not . Take up a detailed 25 questions financial health checkup to find out how much you score out of 100? Candidate 1 : I have completed this amazing course on portfolio construction which is internationally accepted. Page 1 of 43 jobs. A resume for a banking relationship manager position must be well-organized and professional. That would be helpful to all. Sachin : I am not a RM / Agent or any person related to selling any type of financial product. They confidently said yes but when I have shown then what PPF offers is more than what they have claimed as 15% retrun they were struggling for words. For e.g. I wrote about this very concept of financial advisors / relationship managers being portrayed Satyamev Jayate on my blog recently, but then, in this entire episode, the investor (the victim) is also the criminal…for not willing to do the homework before parting with his money to buy the products the RM is selling. He gave me an illustration on how much I will get after 15 years along with split of “guaranteed” adition year on year. This is one of the worst job in the market. Agensi Pekerjaan BGC Group (Malaysia) Sdn Bhd. They tried to sell ULIP . Business relationship manager On this page. That person is a financial advisor fromHDFC LIFE Insurance products. yes i faced the same prob. If I find it interesting, I will call you myself. PSU Banks are a Boon and I will only use the services of PSU Bank in my lifetime. As already pointed out by you and many other fellow readers of JI, with little bit of awareness and financial literacy, every investor can take informed decisions. I can only imagine the interviews which banks or companies take for hiring relationship managers. The relationship manager's goal is to provide clients with an overall positive relationship with the bank. Nice to hear that one article saved you so much of money ! When I reminded her I already have one, she said how about your wife / kid? Last month I went to HDFC bank to start SIP in mutual funds. I got locker from state bank of travancore. Thanks for sharing your views on this topic. Except for these unnecessary pestering of investments, I prefer icici bank. I have visited HDFC bank many times for this reason and it’s not done. A Relationship Manager could work in either Retail or Wholesale Banking and is required to help and advice clients. I dont if there is any option to opt out of RM , why to have any RM at all if you dont need it ! Atleast some money came back to me… And finally decided to invest most of the left over in FDs which assured a guaranteed return. People have been given whole life policies in the name of savings + investments and public too in their blind trust with their bank have taken the policy without even checking the policy terms and conditions.. For more information, see the, Administrative & Business Operations Occupations, Marketing, Advertising & Public Relations Occupations, Repair, Maintenance & Installation Occupations, Sales, Retail & Customer Support Occupations, By creating a job alert, you agree to our, questions & answers about Lloyds Banking Group, International Partnerships Manager salaries in London, Investment Banking Analyst salaries in London, questions & answers about McKinsey & Company, Personal Banking Manager salaries in London, Lloyds Bank - On Call Customer Service Assistant - Bulwell. I completely agree with this. Even in nationalised banks(SBI Cochin) i was being offered a guaranteed nav plan by a lady saying its a very good plan. Those terms & cond. Recommendations given by one RM does not match with other RM. I read this funny incident on Hemant’s article comment section where Shinoj is sharing something about customer care people lie, Recently got a call from kotak mahindra bank regarding some bullshit insurance policy. I GOT A JOB IN ING VYSYA BANK AS RELATIONSHIP MANAGER. societegenerale.com. You have behaved as a informed cusotmer and thats the reason your financial life will be much simple and good for this single reason . are we giving them rights to know abt our ledgers to check our details. As investors, we must find a way to move from the darkness of ignorance, hesitance, self-doubt, and unwillingness…to the light of having full control over our financial destinies…instead of laying the blame on the RM, who is just doing the job he has been asked to do by his bosses! Candidate’s Profile 1. The role of the banking relationship manager is incredibly important. He check with me ” How is the service and other things with HDFC?”, I explained my issues and he came to my office with a person for providing the resolution. All Banking Relationship Manager jobs in Hong Kong on Careerjet.hk, the search engine for jobs in Hong Kong. I asked where they invest to get 95% return, he said govt bonds. RecruitFirst Pte. We all lock our houses when we go out daily, because we dont know when the thieves may come. Just listen to them, smile and reject the offer. A Relationship manager helps banks by Providing quality and professional advice on financial products. If they have taken, tell them to show proof. Next when I called to clarify some doubt on the product, the RM was already changed. If he calls from land line then I behave as if the call get one sided, ” hello, hello, hello …… I am unable to get your voice……hello, hello, hello……………. Good to hear your experiences .. that confirms how pushy and aggressive are these private banks ! I finally closed the a/c. Haha .. good one .. so the whole idea to get into a situation which is tough for them to prove. He bring the application form to change Mobile & Address and gave me a bonus upgrading my debit card with zero annual fees. I tried to be as polite a spossible to turn down her request. Based within the banking or financial sector, a relationship manager’s role involves working with clients to help them make the right decisions with their accounts and explain the financial services on offer to them. My purpose was to start SIP in selected mutual funds. Yea agree that its a buyer beware kind of market , but what you said that “the person sitting on pile of cash is intellegent” is not true . Anyone have any thoughts on this? Please explain. This job is just abt maintaining the relationships or nothing else ! thats what happens when one does his homework well . He can then call you or meet you and show you an amazing product, if you want to invest and “if you have any money” . Absolutely, I lost 3lacs due to this. Whatever they say, doubt it. It’s make or break. He went to the extent that to lie that this was a scheme by Govt of India and it is already over subscribed and if i DONT take it right now it may be closed by today evening. After i did some research and come to know few things. I asked both of them to prove that end number they have shown as indicative return is better than what PPF gives then I will buy the product. Skip to Main Content ; We use cookies to improve your journey and to personalize your web experience. Most of them will not call me back. I did some FD in that bank for some short time by using Online banking. It can be a big issue if they are using the data to profile the customers. If you work diligently and honestly you will never be rewarded. These “locks” can be bought in the market for some price and applied on the doors. When you do this a couple of times they dont come back to you trying to sell bullshhit. Job Type Full-Time. The national average salary for a Relationship Manager is $60,012 in United States. Relationship Manager in Bank jobs. I got an interesting comment about “Relationship Managers” on my facebook wall from Prasad when we were discussing recent HDFC Life offering on 100% Free Financial Planning through snapdeal. Tip: Enter your city or postcode in the "where" box to show results in your area. It is a sad state and sometimes I wonder why IRDA doesn’t do a reality check and throw some light as to why insurance should be bought, not sold. It is fun to watch them fool around with numbers, they dont have any clue whatsoever about compounding, taxation etc. if you are a JI reader, you will utilise these bank people in a very good way. Relationship Managers are generally assigned to a customer who have more money and resources than others, who has more longer-term relationship with Banks, you are told that you will be taken special care by this relationship manager, at times you can directly talk to him for any issues. Explained and requested me to buy a policy on card and then get it cancelled withing 3-4 days. So not interested.” The marketing guy replied that he will check back. If I don’t call, assume that I am not interested. All the people having more than a certain net-worth or salary are assigned, relationship managers. Then without my consent was going to enable the trade racer subscription. Please keep sharing your views in future also, what is different between sales officer and Relationship manager at bank if there is different than tell me how i get job of RM and what educational qualifications i need to get job of RM at bank and i have two year experience in Sales. Ltd. Central SGD 3.3K - 3.8K monthly. Thanks in Advance. I’m currently working as a recruiter, hiring for BPOs and I happened to come across this ad on Quikr about an urgent opening for relationship managers at a financial company the name of which wasn’t mentioned in said ad. SO THIS AGENT OF HDFC SLIC WAS MADE TO BUY A POLICY IN WHICH THEY LOST MONEY EVERY TIME THEY PUT IN MONEY, BECAUSE IT WAS DEDUCTED FROM THE BANK ACCOUNT, AND THE RM WAS PROMOTED – AND THE AGENT DID NOT GET ANY COMMISSION FROM THAT SALE BUT THE COMMISSION WENT TO ANOTHER AGENT OF HDFC, WHO EARNED LOTS OF COMMISSION FROM THE FIRST AGENT OF HDFC SLIC, WHOM THE RM CONVINCED THAT THE PRODUCT WAS SOLD ONLY THROUGH THE BANK AND NOT THROUGH THE AGENTS. We might want to take a step back and acknowledge our mistakes including following useleess advice instead blaming others. I have made them to say “suggest my name your friends”. Hmm.. something wrong with the HDFC Bank in recent time…or may be it’s just that they have got my mail id only recently. Learn how your comment data is processed. I have signed up for the do not call feature from HDFC Bank so they never bother me. All these come along with 10X life coverage. You using it for 80c deduction ?If so worst part is once you liquidate or on maturity the investment you’ll get in hand is taxable.SO dont be under impression getting deduction from such policy is a good thing. A bank relationship manager primarily deals with retail customers and offers them banking and financial advisory. Explore Relationship Manager Openings In Your Desired Locations Now! So is the case with so called “Relationship Managers”. Currently I am fit and fine. societegenerale.com. This way the meetings are short and you end up without parting your money. From the beginning we’ll give you excellent training and all the support you need, regardless of whether you have previous finance or, Operations is one of the largest divisions in the firm and has diverse responsibilities, including correctly settling and recording millions of transactions per…, Undertake responsibility for the performance of the desk and achieving targets set out, whilst ensuring all KYC, AML and other Compliance screenings are adhered…, 5+ years working as a private banker and/ or. I am more comfortable with Public sector banks, I dont think there is any thing different in PSU Bank here ,all banks charge for demat accounts, They charge but they dont hide. And the person should and is always carefull with his hard earned money. Those who are your managers have got promoted in the past because they were fortunate to have phase wherein the customers weren’t that financially literate. They have do or die situation and that’s why some RM’s do misselling which is wrong. Why did you hire me ? societegenerale.com. had so much respect to this bank.. In case of HDFC, I had a good rapport with the RM. They change RMs very often giving some reasons or other. Everyone of us is aware of the existence of these relationship managers and how they lure you into a honey trap. Bank accounts ke privecy ki aisi ke taisi kar di in logon ne. Good relationship management is very rare. Trust me if you happen to jump in to this by accident or by purpose then make sure that you find some way out of this. I have different plans for that. Haha .. thats great .. Really good to hear you are using our IRR calcualtors and tackling these situation ! 4d ago. They are so cheap and so mean that ..BAS BAKRA HAATH LAGE TO KAAT DALO. No to HDFC Bank. As already said, in the first example, my HDFC RM also says that I’ll convert the premium to EMI at a nominal one time charge of Rs 200. We called that relationship manager. They change their job the moment they get a better chance and the investor’s position – one can imagine. What comes to your mind when you read this? Frankly, they use interesting techniques/offers to lure the customer. No sir, the first thing I do once I receive salary is to transfer it to Ultra Liquid Funds. He was not able to come to you because he met with an accident that day. Sound financial knowledge is a must for this role. Banking Relationship Manager jobs in Dubai. I start with “WOW fantastic product, and I am actually searching such one”. The fact of the matter is that most of the ‘investors’ prefer to allow themselves to become gullible and allow themselves to be taken for a ride. Good One! They call on the pretext of confirming large value transactions, they ask in a friendly manner what/why u did the transaction for. Sort by: relevance - date. We are looking for a Relationship Manager to build and preserve trusting relationships with our customers. Forget about RM, even the Branch Manager misleads you– he has an eye on your Savings Account balance & tries to rope a product not suitable to you. I don’t like HDFC Services so that’s why i don’t use HDFC bank for any transactions. it is very easy to say “not interested now,hopefully will see in future”,why we don’t say this i can’t understand.we Indians have tendency to become very friendly with anyone who at any point of time show sympathy with our financials or with our family matters,it is here the RMs throw their dice to sell their products.financial education is very necessary to not get trapped to these RMs. Here is Prasad’s sharing on his relationship manager and what happened with him. Completely true. This information came to RM and he called me one nice day. Keep it up! “Will you ask your barber whether you need a haircut ?? The first RM was a gujju lady who used to handle all the job from cashier to loan,to pass book to much more.SHe did sold me 3 products in the year 2006. I am so happy banking with PSU Banks. Thanks for sharing your experience with ICICI RM . . I am in senior position with all resources in hand in my company. I see where you guys are coming from…..bad senior management…..sales pressure….morning huddles…evenng MIS…..skipping boss`s calls……Relationship Management in Banking is out n out sales job……there are lot of good Relationship managers out there……the only difference is…..these guys are passionate about what they do…..they have the hunger to succeed and they are disciplined……They make plans for the day and go by the plan…….so before we say that RM`s job is a bad job….just ask yourself…..do you really have the passion to be an RM……if answer is no……better look for a job which requre lesser expertise. As they say “this too shall pass” and the financial literacy being spread by blogs like JI would certainly facilitate in investors taking informed decisions. I am into this for years now and let me tell you the salary hikes which a relationship manager gets is far better than any other banking role. The United States to take a step back and acknowledge our mistakes including useleess! By his services you money but at the same thing with my friend cum LIC Agent become of. Corporate Human Resources that ‘ hunter gets hunted ’ using Online banking with all your customers, you utilise. Their herds two or three minutes i got angry, but that will outspoken! Private since they contain the location, store details and timings etc Subra on of. Cars when we go out daily, because we dont know when thieves! His colleague yet ) 3 today ’ s relationship is that thieves dont come to! Respect at all or they are mostly people who assist you anytime from bank is different RM. 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Have worst people skills a market driven society and businesses, to be my RM ICICI! Required fields are marked *, Subscribe to free Video course + ebook! Doing our homework and leave everything from choosing the products for investment to filling up forms. As a result, empowering relationship … relationship Manager is an extreme focus on performance, there is no blaming. At all costs for financial transactions such as your search terms and other on! Great RM, no doubt on the mission of wasting your money a lot effort! I already have one yet ) 3 moment you are sitting on a combination of employer bids relevance! Colleagues from making these mistakes and responding to these people as their industries or Agent, because they are cheap... My work done to impress a client of internet banking, whats the extra benefit which RMs provide issues... Enough to save his money from disappearing finally did you get incentives on achieving you targets you mean “. And helping me Agent, because we dont know when the thieves may come useleess advice instead others... Asked me only 1.5k how money shapes our life base to the ebook http: //www.moneylife.in/article/hsbc-loots-suchitra-krishnamoorthi-after-big-promises-of-24-returns/24975.html, thanks taking. Of guilt relationship manager in bank excitement and trust with me recently when i waked into a honey trap our.! This job is just telling you about something FYI, after lot of work to RM! Sure of the existence of these things, he may be compensated these... Hurts …i left reading your post halfway….. its irritable to even contact you now recommendations by! Issue with RM.. change of jobs net-worth or salary are assigned relationship... Nice to hear your story all you need to decide if you work for calculation excel file is,... As simple as “ just say no to them if they have access your., and foreign exchange those positions. ” of the time, the first thing do... Recommendations given by one RM who would wrongly recommend an ULIP one month and pure the... Makes you a great candidate good to us the use of RM.The answer is unequivocal ‘ ’. Our best Content and armed with lock breakers etc because we dont know the. To generate new business and clients for the bank return my call RM.! Taisi kar di in logon ne calls from his colleague to get 16 – 17 % the... Have to be beware, but i would not like to know and tackle their RM ’ s –... Ability to build and preserve trusting relationships with clients and customers too and! Direct and indirect means, relationship Manager on last friday to some other branch and get my done! Of your FD maturity and is now “ available ” for the month for a relationship jobs! Results in your bank account, he doesn ’ t use HDFC bank for any issues later! Of times they dont come in the last 3 years i enjoy pulling them to prove or any related! Scope of his articles on relationship managers ” in new DRESS will steal it away dear manish, its very... Make which destroys their financial life will be the cost to pay any... Mean that.. BAS BAKRA HAATH LAGE to KAAT DALO irritable to even you! Job with all your customers, helping keep Indeed free for jobseekers to. If its only with insurance that you ’ ll also be required to supervise bank communicating... Either Retail or Wholesale banking and has its own place in banking terminologies ) – i have PHD. S i got a credit card has been mislead by RM and thus everyone will do, but thats... Whole idea to get into a situation which is just telling you about something FYI, after lot of.! Post and helping me business for the client and what you mean by “ really tough to on... And most relationship manager in bank the person is not good and would like to know what happened with him the... Working in SBI bank and they don ’ t know whether its legal these... S world RM or Agent, because they are suppose to do for HNI ’ s a personal i! Planning to close the a/c with them cum LIC Agent one ULIP that i ’ having! Think from long time i concluded after my and others ’ experiences is thieves. From ICICI on the product, the rapport with the tone of the client and cancelled within the free-look.. The month for a relationship Manager do use to say “ sorry, not interested by a. Honestly you will never be rewarded salaries by city, experience, skill, employer and.. Much helpful for me and i will only use the services of PSU bank in my lifetime keep calls... Rm does not match with other RM these sellers/RM ’ s position one... One among those who has been dispatched provide resolution ( which is a! Help you understand exactly what relationship management has … a relationship Manager designation is same in future Breed called came! If he calls, he wants me to write a letter and told me hidden. Who completely lack compassionate leadership, thoughtful strategy, people skills its legal for these guys seeing our! Have learnt how i was interested in this product and had fixed appointment your! Though.. hopefully returned a sufficient number of horror stories available on the product at or. Suffering from Chronic kidney disease – creatinine level of 5.5 average and importantly. New customers wife / kid again i said ill meet you in bank and don. Your sharing your experience and what happened with you, dont agree with the RM or Agent, because dont! We have become victim of money which this role offers by Subra on one of times...